Laws & Penalties

Should I Drop Collision Insurance?

  Should I Drop Collision Insurance? By Jennifer Brozic 07/20/2021 4:00pm Dropping collision insurance or any other coverage that’s not required by law can help you save on your insurance premiums. But it can cost you if you’re in an accident: Without adequate coverage, you can get stuck paying for repairs out of pocket. Deciding when […]

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Do I Need Collision Insurance on an Older Car?

  Do I Need Collision Insurance on an Older Car? By Jennifer Brozic 07/19/2021 12:00pm No matter how old your car is, you need collision insurance if you have an auto loan or lease. But what if you’re not leasing your vehicle, and your loan is paid off? Collision insurance isn’t required by law in any state, but

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Penalties for Driving Without Car Insurance by State(USA)

  Penalties for Driving Without Car Insurance by State(USA) By KBB Editors 03/23/2022 4:00pm Car insurance helps protect you by paying for vehicle repairs and injuries if you’re in an accident. Driving without it is risky. If you don’t have insurance, you could be on the hook for accident-related expenses if you’re at fault. And if that’s not bad enough,

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When Is the Right Time to Change Your Car Insurance?

  When Is the Right Time to Change Your Car Insurance? By Jennifer Brozic 07/09/2021 2:19pm Switching car insurance companies is simple, and it can save you hundreds of dollars on your premium each year. At a minimum, it probably makes sense to compare rates every year or two. But sometimes it may not make sense

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Why Did My Car Insurance Company Raise My Rates?

  Why Did My Car Insurance Company Raise My Rates? By Jennifer Brozic 06/30/2021 12:00pm It’s common for insurers to raise car insurance rates after you’ve been in an accident, filed a claim because a tree landed on your vehicle, or had an unfortunate run-in with a deer. But sometimes rates can increase without warning. The

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Non-Owner Car Insurance: Everything You Need to Know

  Non-Owner Car Insurance: Everything You Need to Know By Jennifer Brozic 09/15/2021 12:00pm Getting non-owner car insurance might make sense if you drive but don’t own a car. That’s because purchasing a traditional auto insurance policy probably doesn’t. Not everyone who drives owns a vehicle. Some people rent cars when they need one. Others may

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SR-22 Insurance: What Is It and How Does It Work(USA)?

  SR-22 Insurance: What Is It and How Does It Work?(USA) By Jennifer Brozic 10/26/2021 8:00am Some people must file an SR-22 car insurance form after certain types of driving infractions. But it’s not a requirement for everyone. If you’ve heard the term SR-22 insurance and are wondering what it is and if you need it, here’s what

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How to Buy Car Insurance: Everything You Need to Know

  How to Buy Car Insurance: Everything You Need to Know By KBB Editors 01/19/2022 4:00pm Before purchasing car insurance, it’s important to know your state’s minimum requirements, the types of coverage available, and how much insurance you need to protect your financial health. Once you know what you’re looking for, obtaining car insurance is simple. However,

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What Is a Car Insurance Deductible?

  What Is a Car Insurance Deductible? By Jennifer Brozic 10/11/2021 8:00am Car insurance can help pay for costly repairs and injuries after an accident. But it may not cover 100% of the cost. A car insurance deductible is the amount you’re responsible for paying out of pocket. Some types of coverage have a deductible, and

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