Laws & Penalties

What happens when the person who caused a crash refuses to pay my mini tort claim?

  What happens when the person who caused a crash refuses to pay my mini tort claim? by Steven M. Gursten How to hold a driver responsible for vehicle damage under the Michigan mini tort Under Michigan’s mini tort law, car accident victims can recover a maximum of $1,000 for vehicle damage from the driver […]

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54 self-funded insurance companies in Michigan

  54 self-funded insurance companies in Michigan June 21, 2014 by Steven M. Gursten Beware if you’re driving a company car from a self funded business Some government entities, bus companies and large corporations will self-fund their auto insurance. They believe the entity or company is financially sound enough to pay for their own losses out

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Should you use a personal dash cam to protect yourself from car accident liability?

  Should you use a personal dash cam to protect yourself from car accident liability? by Steven M. Gursten   Lawyers are now using dash cams in ways that just a few years ago would have been impossible to imagine For years, police have been relying upon dash cams as a way to protect themselves

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What insurance covers my car if it was in the garage when it was damaged or stolen?

  What insurance covers my car if it was in the garage when it was damaged or stolen? by Steven M. Gursten This week, I wrote about PLPD insurance, clarifying what it covers – and what it doesn’t. “PLPD,” which means “Personal Liability and Property Damage,” provides nothing more than No Fault coverage and liability and

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Should a Canadian citizen injured in a Michigan car accident call a MI lawyer or a Canadian lawyer?

  Should a Canadian citizen injured in a Michigan car accident call a MI lawyer or a Canadian lawyer?  by Steven M. Gursten   How a Michigan lawyer can sometimes add tremendous value to cases – that even competent Canadian lawyers wouldn’t know about     With Windsor just over the border from Detroit and

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Are college students covered by No Fault if injured in a car accident while away at school?

  Are college students covered by No Fault if injured in a car accident while away at school? by Steven M. Gursten While your child is away at college, is she protected by your auto No Fault  insurance?   Please note that for this blog I am writing about a “typical” college freshman student.  I’m

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